You have decided to make your dream of owning a home into a reality.

You are going to embark on a journey toward the American dream of becoming the owner of your own home. As with any journey toward a prized goal, you may encounter problems along the way. Stewart Title is here to help you leap the hurdles, navigate the obstacles or smooth the snags that might impede your journey.
Before you begin, let's look at some important issues that will provide you with the answers and the steps that will make your journey a pleasant and rewarding experience.
  • How much home can you reasonably afford?
  • Choosing the best real estate agent for you
  • Selecting the most advantageous mortgage lender
  • Choosing the right mortgage
  • What is an FHA Loan?
  • Finding the perfect home
  • Making the Offer
  • Closing the Deal

Earnest Money

After you have come up with an offer price, the next step is to determine how large a deposit you want to make with your offer. You want the “earnest money deposit” to be large enough to show the seller you are serious, but not so large you are placing significant funds at risk. One…

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Basic Steps at Closing

Closing the real estate transaction is basically the investigation made or actions taken by either a title agent or title attorney before the actual issuance of the title policy. There are five basic steps that usually followed in somewhat the same order in every real estate transaction. Although it is not the job of the…

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